New GL + Liquor Annual Policy

1 1 Policy options

2 2 Additional insureds

3 3 Payment information

Sorry, we don't have availability to purchase it online, but we are working on it! In the meantime, please submit quote for underwriting and we’ll reach out with any remaining questions!

Additional insureds

Do you need to add or list someone on your policy as an additional insured/certificate holder?

Commonly added additional insureds include:

Commercial Kitchens
Farmers Markets
Landlords
Event Directors
State & Local Entities

When you add a person†, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

†Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

†A written contract, such as a lease, booth rental agreement, or employment contract is required to add another party as additional insured.

There is no additional cost to add additional insureds to your policy.

Do you need to add an Additional Insured? If so, add them below. If not, click Continue to Step 3

GL + Liquor Annual Policy - Additional Insured #{[{ $index + 1}]}(+$0.00)

Additional insured's name

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Additional insured's type

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Additional insured's email

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Please enter valid email address

Email should not be the same as the policy's holder email

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Please only use the additional insured email and do NOT use the policy’s holder email

(If an email is not provided no certificate will be sent to the event. You will be responsible for providing the certificate to the additional insured/event.)

Additional insured's street address

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Suite # or Apt. # (optional)

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Additional insured's city

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Additional insured's state

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Additional insured's zip code

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Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next {[{ checkoutData.configuration.monthlyPaymentCount }]} months.

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Credit Card

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Credit card information

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Card number

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Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.

Expiration month

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Expiration year

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CVV

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Billing zip code

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Use this card later

This feature will create a customer payment profile for your billing information to allow easy checkout during future policy coverage extensions or updates. Credit card information is not stored within our system. All billing information is processed through authorize.net

Your credit card expires before auto renew date ({[{ policyEndDate.format(dateViewFormat) }]}). In order to proceed, please use other credit card.

Auto renew

Enroll to EZ-Renew

Your policy is set up to automatically renew on {[{ policyEndDate.format(dateViewFormat) }]}.

More Details

EZ-Renew

With this beneficial feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy.

You will receive a Conditional Renewal Notice prior to the renewal date of your policy. If you wish to cancel your policy, you must notify us in writing prior to the policy renewal date. You can cancel EZ-Renew at any time from your dashboard. Your policy will be renewed with the same coverage's, additional insureds and endorsements as your current policy. If you wish to change any coverages, you can login to your on-line account and make changes to your policy at any time.

Please note that we do NOT store credit/debit card numbers, nor do we share customer details with any third parties. Recurring billing is managed via Authorize.net.

Coupon

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Discount applies to Additional Insureds only!

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Order summary

To complete your order, please review your information and then click purchase below.

Policy Holder Edit

, ,

Email:

Mobile number:

Mailing Address is the Same as the Physical Address

Mailing Address:

, ,

Payment Information Edit

Payment Method:

Enrolled in EZ-Renew You are not enrolled in EZ-Renew

Edit Enroll

Your policy is set up to automatically renew on . With the EZ-Renew feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy coverage. I acknowledge that I reject the automatic renewal option and take sole responsibility for manually completing the renewal process through my client dashboard.

GL + Liquor Annual Policy

Monthly Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.

Edit

Policy Holder Business Information

Edit

Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description

General & Liquor Liability Questions

Edit

Will you ever do business in any of the following states: Alabama, Alaska, District of Columbia, Hawaii, Iowa, New Hampshire, Pennsylvania, Vermont, West Virginia?

Does your Business, LLC, Corporation, or Partnership/Joint Venture offer any non-food related services or products (other than incidental advertising items for your food business such as shirts or cups with your logo)?

Are you or your company controlled by, owned by, or commonly owned, affiliated, or associated with any other organization or business?

Please provide details:

Are any of your products topical such as soaps, lotions, cosmetics, bath products, etc.?

I understand that I must add the Handmade Beauty endorsement after I purchase this policy in order to receive coverage for these products.

Gross sales up to $50k for handmade beauty products = $135
Gross sales above $50k for handmade beauty products = $210

By selecting yes you agree that you:

Are compliant with all County, State, and Federal Food and Safety Regulations.
You or any principal with a controlling interest in the business HAVE NOT filed for bankruptcy (either liquidation or reorganization) within the last 12 months.
Your product does not promote, advertise, or claim that your it will assist in cleansing, detoxing, weight loss, building muscles, replacing meals, or sexual enhancement.
You do not provide any services such as health coaching or nutritional consulting.
Your product does not contain any nutraceuticals, drugs, or medicines or vitamins, & supplements (other than incidental, naturally occurring or food based such as protein powders).
You are not providing or using subcontracted bartending services.
Do not own any commercial farming operations (more than 30 acres).
Do not own/operate a Grocery Store or Supermarket.
You are not a Restaurant, Café, Bakery, Tavern, Bar, Nightclub, Dance Club, Social Club or Lounge.
Do not import Seafood, Meat or Poultry.
Your sales on imports for Perishables (produce or dairy) are less than 20% of total sales.

Please confirm that the following are ALL applicable:

Require all independent contractors to carry liquor coverage equal to or greater than your own.
Require all servers to go through proper alcohol server training and are not permitted to consume alcohol during their shift.
Have procedures in place to regulate the sales of alcohol to minors or those under the influence.
Do not have operations going past 2:00 AM.
Do not own, lease or rent a location where events are promoted or provide event promotion.
Do not work with or use event promoters or have events where you are promoting or sponsoring any live entertainment.

Do you ever offer the following?

Happy Hour
Multiple Drink Incentives
All You Can Drink Specials
Drinking Games
Complimentary Drinks
BYOB
Bottle Service
Self-Service

CLAIMS HISTORY

Edit

By selecting yes, you agree that:

You have not had any liability or business property claims resulting in losses over $1,000 within the last 5 years and you are not currently aware of any incidents that may result in a claim.
You or your company have never been involved in any legal dispute relating to the operations of your company.
You or your company have not been subject to local, state, or federal investigation relating to the business you are applying for.
You have not had in the past 5 years, more than one liquor liability and/or assault and battery claim or more than two violations or citations for sales or service of alcohol.
Within the past 5 years, your liquor liability coverage has not been canceled for reasons other than the prior carrier no longer writing any liquor liability coverage.

TERMS & CONDITIONS

Edit

By checking this box, you certify that you accept the excluded products and operations of this policy

By checking this box I accept the Terms & Conditions

By checking this box, you certify that you accept the Warranties of this policy

I agree to the following email, phone and electronic delivery statement

By checking this box, I acknowledge that this is a claims made policy

Additional Insureds

Edit

Unlimited Additional Insureds

Additional Insureds

{[{ ai.name }]}

Employees

Edit

{[{ employee.firstName }]} {[{ employee.lastName }]}

+ {[{ optionalCoverage.employeePrice|currency }]}

Independent Contractors

Edit

{[{ contractor.firstName }]} {[{ contractor.lastName }]}

+ {[{ optionalCoverage.independentContractorPrice|currency }]}

Your policy will be issued and your documents available immediately after clicking the "Purchase Policy" button below. Your policy application may be subject to review by our underwriting team to verify that the business operation, product, and/or service meet the eligibility guidelines established for the program. In the event we need further clarification to determine eligibility, we will contact you via email at the email address used to establish your account. If an account is found to be ineligible during the underwriting period, the policy will be subject to immediate cancellation and a full refund will be issued. After the underwriting period, the premium is 100% earned and no refunds will be given.

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Due to some information provided, only submit for quote is available.

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Monthly Annual

You have selected a monthly payment plan. This is how much you will pay per month.

You have selected an annual payment plan. This is how much you will pay annually.

Order total

GL + Liquor Annual Policy

Policy Endorsements

Additional insureds

Unlimited

Cancel unlimited AIs

Coverage for Employees

Coverage for Independent Contractors

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monthly

annually

monthly

^{DUE TODAY:} ^{(downpayment)}

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next 10 months.

General Aggregate Limit (Other than Products-Completed Operations)	$2,000,000
Products-Completed Operations Aggregate Limit	$2,000,000
Personal and Advertising Injury Limit	$1,000,000
General Each Occurrence Limit	$1,000,000
Damage to Premises Rented to You (Any One Premises)	$300,000
Liability Deductible	NO DEDUCTIBLE
Business Personal Property / Inland Marine Deductible (Per Occurrence)	$250
Professional coverage extension (if purchased)	$100,000 occurrence/$200,000 aggregate
Professional Coverage Deductible (if purchased)	$1,000	Each Claim

Aggregate Claims-Made Liability Coverages Limit of Insurance	$100,000
Privacy and Network Security	$100,000
Regulatory Fines and Penalties	$100,000
Ransom Payment	$10,000
Cyber Deception	$10,000
Deductible	$1,000

General & Liquor Liability

Policy effective dates

Account setup

Policy holder information

Business information

Physical Address

Mailing address

General & Liquor Liability Questions

CLAIMS HISTORY

TERMS & CONDITIONS

Additional insureds

GL + Liquor Annual Policy - Additional Insured #{[{ $index + 1}]}(+$0.00)

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

Pay

Credit card information

EZ-Renew

Order summary

Policy Holder Edit

Payment Information Edit

GL + Liquor Annual Policy

Policy Holder Business Information

General & Liquor Liability Questions

CLAIMS HISTORY

TERMS & CONDITIONS

Additional Insureds

Employees

Independent Contractors

Order total

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

General & Liquor Liability

Policy effective dates

What are my general liability limits?

Account setup

Policy holder information

Business information

Physical Address

Mailing address

General & Liquor Liability Questions

CLAIMS HISTORY

TERMS & CONDITIONS

Additional insureds

GL + Liquor Annual Policy - Additional Insured #{[{ $index + 1}]}(+$0.00)Remove

Initial payment: {[{ firstPayment|currency }]} {[{ monthlyPayment.firstPaymentType }]}

Pay

Credit card information

EZ-Renew

Order summary

Policy Holder Edit

Payment Information Edit

GL + Liquor Annual Policy

Policy Holder Business Information

General & Liquor Liability Questions

CLAIMS HISTORY

TERMS & CONDITIONS

Additional Insureds

Employees

Independent Contractors

Order total

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

Initial payment: {[{ firstPayment|currency }]} {[{ monthlyPayment.firstPaymentType }]}

Sign Here

GL + Liquor Annual Policy - Additional Insured #{[{ $index + 1}]}(+$0.00)

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